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Recommended Posts

Posted

Hey All,I got rear-ended this evening by a hippy girl with no insurance. We were going around 15-20 mph, the guy in front of me put his brakes on, and she hit me from behind.Anyway, the only visible consequences of this encounter are that my left bumperette came loose at the top (the tabs popped off the ring but did not break), there's a small circular mark on the right bumperette (very minor), and a bit of her paint on my exhaust tips.So....I'm wondering how I should handle this. No plastic cracked, no paint chipped, etc.--is there any possibility that anything serious happened that isn't visible (bent frame, etc. etc.). Should I have the car checked out?Is popping that bumperette back on something I can do myself, or would I be better off taking it into the dealership?Am I better off not to report this at all, since it's so minor and I'd end up paying a deductible since she was uninsured?Anything here I'm not thinking of?Thanks for your advice!

Posted

Can't your insurance go after her for the repair of your car with zero contribution from yourself?

That'll teach the hippy girl that real life is not about weed and love, it's hard and you gotta be responsible of the consequences of your actions.

  • Moderators
Posted

Hey All,I got rear-ended this evening by a hippy girl with no insurance. We were going around 15-20 mph, the guy in front of me put his brakes on, and she hit me from behind.Anyway, the only visible consequences of this encounter are that my left bumperette came loose at the top (the tabs popped off the ring but did not break), there's a small circular mark on the right bumperette (very minor), and a bit of her paint on my exhaust tips.So....I'm wondering how I should handle this. No plastic cracked, no paint chipped, etc.--is there any possibility that anything serious happened that isn't visible (bent frame, etc. etc.). Should I have the car checked out?Is popping that bumperette back on something I can do myself, or would I be better off taking it into the dealership?Am I better off not to report this at all, since it's so minor and I'd end up paying a deductible since she was uninsured?Anything here I'm not thinking of?Thanks for your advice!

Take the car to a proper repair shop that specializes in Porsches, get it looked at and estimated. Regardless of the other driver's insurance situation, you want the car returned to "like new condition"; if she won't/can't pay for it, have your insurance cover it and let them sue her to recover. It should not become your problem.

  • 4 months later...
Posted

You should have uninsured motorists coverage in your policy. This protects your investment and covers your loss. Call your insurace company. They are there to represent you. It is no fault issue on your part.

Posted

I worked it out. No real damage. Read up on how to pop the bumperette back on and took care of it myself--much simpler than dealing with a body shop. Thanks for everyone's help!

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